One hand is enough in a purse

This might seem especially true if you are a Scotsman (as I am) for more reasons than one!

This saying is a warning as to how arguments over money can be a major source of trouble. One of the main causes of matrimonial break up is arguments over income and expenditure. If you want a long and happy relationship it is essential to have clear agreement over finances and to honour them. Most men seem genetically programmed to save and scrimp whilst women have an urge to spend. In a well-matched relationship this should have a balancing effect but it often just leads to rows. This proverb is perhaps suggesting that one person should be the main decision taker, and commonsense would indicate that this should be the most prudent one.

A major source of business failure is a lack of respect for the keeping of good accounts. It is essential that money is spent wisely and accounted for. Too many cooks spoil the broth and too many people lavishing a company’s money on unproductive activities will soon result in ruin. Clear policies on handling cash flow and expenditure will help you sleep at night and ensure that when you come to retirement there won’t be a black hole where your savings should be.

This saying might also be warning of the folly of being overgenerous to others. Charity begins at home: if you are a soft touch and let your heart rule your head you could soon be poor. A fool and his money are soon parted.